David J. Otto
Dave Otto is a graduate of the University of Illinois where he majored in
actuarial science. He is a member of the American Academy of Actuaries and a
Fellow of the Casualty Actuarial Society. He is a member of the Casualty
Committee of the Actuarial Standards Board.
Dave was employed by Coopers & Lybrand for two years as an associate
actuary. His work there included audit support and loss reserve and funding
analysis for insurance companies and self-insureds.
Dave was employed by The Kilbourne Company for ten years beginning in
1994. During that time he analyzed rates and reserves
for health care, medical malpractice, workers compensation, and other
commercial and personal lines of insurance. He provided consulting
actuarial services and expert testimony for clients including Coopers &
Lybrand, General Motors, Ventura County, and the liquidators of Texas Employers
In 2004 Dave co-founded EMB America, the US branch of an international
consulting actuarial firm. He continues to work as a subcontractor on
selected TKC client projects.
Dave also co-authored an actuarial paper, Best Estimate Loss Reserving: An
Actuarial Perspective, that was published by the Casualty Actuarial Society in